How to Save on Prescription Drugs Despite Bankruptcy

How to Save on Prescription Drugs Despite Bankruptcy

Originally Published on May 25, 2017

Save on Prescription Drugs – Information on Assistance Programs

When you’re facing bankruptcy, one of the things you cannot do without is your prescription medication. Let’s explore resources and ways how to save on prescription drugs and medications despite the challenges one faces having gone through a bankruptcy.

Struggles over the cost of drugs lead many into debt, bankruptcy or even ill-advised strategies such as splitting pills or skipping days to make medications last longer. Cancer patients filing for bankruptcy protection appear to have a higher risk of dying, according to a new report in the Journal of Clinical Oncology. The authors, from the Fred Hutchinson Cancer Research Center in Seattle, said more research is needed to understand how “extreme financial distress influences survival” after people are diagnosed with cancer.

Drugmakers’ patient-assistance programs are the place to start if you need help paying for your prescriptions. Leigh Purvis, director of health services research at AARP’s Public Policy Institute, calls them a “necessary evil” in the face of drugmakers’ continued price increases.

These programs provide co-payment assistance or free or discounted medicines to people who can’t afford them.

Why you need to shop around

You expect to find price differences when you shop for electronics or groceries.  But on life-saving drugs?  Danielle Serino from NBC affiliate, WKYC in Cleveland investigated why you need to shop around.

http://www.wkyc.com/money/are-you-overpaying-for-your-prescription-drugs-our-investigation-shows-why-you-need-to-shop-around/442559546

Below are a number of links to all kinds of savings programs.  Some of them can be combined with additional discounts.

Federal Trade Commission

https://www.consumer.ftc.gov/articles/0319-prescription-assistance-programs-health-information-older-people

Consumer Reports: Tips for Finding the Best Prices

http://www.consumerreports.org/drugs/6-tips-for-finding-the-best-prescription-drug-prices/

Manufacturer’s Savings

Pharmaceutical Assistance Program
https://www.medicare.gov/pharmaceutical-assistance-program/

Pharmacy Assistance Programs

CVS Prescription Savings Program

https://www.reducedrx.com/

Giant Eagle Drug Discount Program

https://www.gianteagle.com/Pharmacy/Savings/4-10-Dollar-Drug-Program/

Rite Aid RX Savings Program

https://www.riteaid.com/shop/info/pharmacy/prescription-savings/rite-aid-prescription-savings-program

Walgreens Prescription Savings Club

https://www.walgreens.com/pharmacy/psc/psc_overview_page.jsp?ban=rxh_psc_3

Walmart Generics Saving Program

https://www.walmart.com/cp/1078664#fourDollar

https://i.walmartimages.com/i/if/hmp/fusion/genericdruglist.pdf

Independent Drug Savings Programs

Partnership for Prescription Assistance

https://medicineassistancetool.org/My-Resources

National Association of Counties Prescription Discount Card Program

http://www.nacorx.org/

Price Comparison Sites

Good RX

https://www.goodrx.com/

Healthcare Bluebook

https://healthcarebluebook.com/

 

For additional help and advice related to your bankruptcy, contact the expert personal bankruptcy lawyers of Dworken & Bernstein.

In Lake County, call 440.946.7656

In Cuyahoga County, call 216.861.4211

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